FAQ’s
Frequently Asked Question
1.
What is the difference between using direct-to-consumer insurance carriers such as biBerk, Three Insurance, Ergo Next, GEICO, etc and working with an independent agency like Spartakus Insurance?
The difference is that you get access to all of these great companies and the advice of an independent insurance agency – essentially getting the best of both worlds. You receive guidance and objective advice and the cost is the same.
2.
Do I have to pay more when using an independent agency to access all carriers?
No, there is no additional cost.
3.
Do I have to deal with multiple carriers or will Spartakus be my intermediary?
Spartakus will always be your single point of contact, freeing up your time to run your business.
4.
Do you offer access to E&S (excess and surplus) markets?
Yes. We specialize in these markets and can find you the best protection, based on your business need.
5.
What lines of coverage do you offer?
Essentially all lines of coverage. You can view our lines of coverage on our webpage (link to Lines of Coverage webpage)